Lantern Finance, Inc. has announced an expansion of its lending platform with the addition of Bitcoin Cash (BCH), Chainlink (LINK), and Sui (SUI) as eligible collateral. This update, revealed on January 23rd, 2026, marks a significant step in the company”s strategy to incorporate assets with robust holder communities.
The inclusion of these new assets raises the total number of supported cryptocurrencies to twelve, which now includes Bitcoin, Ethereum, XRP, Solana, Litecoin, Dogecoin, Cardano, Hedera, and Stellar Lumens. United States customers can now borrow against these supported assets, receiving same-day funding directly into their bank accounts or stablecoins into their wallets without the need to liquidate their holdings.
According to Jung Won Kim, Cofounder of Lantern Finance, the decision to add BCH, LINK, and SUI stems from a clear demand in the market where lending options have historically been limited. “We”re expanding support in areas where demand is already clear but infrastructure has lagged,” Kim stated. He emphasized that this rollout aims to provide practical access, predictable terms, and a straightforward borrowing experience.
The loans backed by these newly supported assets will be offered at a loan-to-value ratio of 33 percent, with a fixed annual percentage rate (APR) of 15 percent, consistent with Lantern”s established lending framework. This model is designed with a focus on capital preservation, ensuring that customer assets are held with institutional-grade custody providers, thereby prioritizing transparency and downside protection.
Co-founder Prince Jindal remarked on the importance of diversifying portfolios beyond major cryptocurrencies, stating, “As portfolios diversify beyond the largest tokens, access to reliable credit becomes more important.” He noted that supporting these assets will enable Lantern to cater to investors seeking flexibility while maintaining security and control.
Lantern Finance is poised to continue its momentum in expanding supported assets and enhancing product offerings that bridge the gap between crypto and traditional finance. However, the response from the broader market remains to be seen, as some investors express skepticism regarding the immediate benefits of this strategy.
The decision to incorporate these assets follows Lantern”s analysis of market trends and investor behaviors over the past year. Internal reports indicate that BCH, LINK, and SUI have demonstrated stable holding patterns among U.S. investors, aligning with the firm”s approach to focus on resilient assets.
The recent surge in interest for Sui, particularly since its launch in 2025, has not gone unnoticed. Sui has gained considerable traction due to its innovative consensus mechanism, evidenced by a reported 50% increase in wallet registrations in the last quarter alone.
On January 10th, Lantern conducted a survey among its existing customer base, revealing that over 60% of respondents expressed interest in using Bitcoin Cash and Chainlink as loan collateral due to their perceived stability and long-term growth potential. This feedback directly influenced the company”s decision-making process.
Until now, Lantern Finance has primarily concentrated on more established cryptocurrencies for its loan products. The introduction of Sui signifies a strategic pivot as the firm seeks to explore emerging digital assets with growing user bases. Analysts view this move as a calculated risk, noting that while Sui”s adoption has surged, its market behavior is still relatively untested compared to older cryptocurrencies.
Furthermore, Lantern Finance”s expansion occurs amid increased scrutiny of crypto lending platforms from regulatory bodies. Although no formal investigations are currently underway against Lantern, the company is proactively engaging with regulators to ensure compliance with evolving financial laws. Maintaining transparency and adhering to legal standards remain a top priority as they broaden their asset offerings.
Prince Jindal reiterated that Lantern”s strategy aligns with the company”s broader vision of integrating digital finance into mainstream financial systems. By offering a diverse array of collateral options, Lantern aims to attract a wider audience of crypto investors looking for alternative methods to leverage their digital assets without liquidating them.
