Clapp Finance has launched a groundbreaking multi-collateral credit line, allowing investors to unlock liquidity from their cryptocurrency holdings without the need to sell. Announced on November 19, 2025, this innovative financial product is designed for modern investors seeking ongoing access to cash or stablecoins.
With the demand for crypto-collateralized loans at an all-time high, Clapp”s offering stands out by providing a safer and more flexible alternative. Users can maintain complete control over their assets while enjoying continuous liquidity and peace of mind.
One of the key features of this service is the ability to combine up to 19 different cryptocurrencies as collateral for a single or multiple credit lines. This flexibility allows users to add, remove, or swap collateral assets even after funds have been drawn, all without needing to close their credit lines. Such capabilities empower investors to manage their portfolios in real-time and access liquidity around the clock.
The CEO of Clapp Finance, Ilya Stadnik, stated, “People want to use their crypto as financial fuel, not just hold it. CeFi lending has drastically risen since 2023, yet it has remained rigid with one-size-fits-all loans. Our multi-collateral, multi-line credit solution offers genuine flexibility. Users can optimize their collateral, access funds in cash or stablecoins, and maintain control over their assets, akin to having a financial dashboard for their digital wealth.”
Key benefits of Clapp”s credit lines include:
- Multi-collateral: Users can manage multiple cryptocurrencies as collateral, swapping or adjusting them without closing their lines of credit.
- Multi-line: Clients can operate several credit lines simultaneously.
- Instant liquidity: Pre-approved funds are available 24/7 in EUR via SEPA or stablecoins like USDT and USDC.
- Pay-as-you-use interest: Interest is charged only on the capital withdrawn.
- Flexible repayment: Users can repay as they choose, with no fixed schedules.
- Integrated Wallet & Exchange: The platform combines portfolio management, exchange, and credit line functionalities.
Clapp Finance, founded in 2025 and based in the EU, aims to bridge the gap between centralized finance (CeFi) and decentralized finance (DeFi) through its comprehensive platform. Their services cater to users in over 130 countries, offering powerful financial tools that enhance the management of digital assets.
For those looking to maximize their portfolio”s potential, Clapp Finance invites users to activate their crypto credit lines and experience newfound financial agility.
