Clapp Finance, a comprehensive crypto management platform, has launched a new product called Flexible Savings, enabling users to earn high interest on their digital assets without locking them away. Announced on January 20, 2026, this innovative offering caters to the growing demand for passive income in the cryptocurrency space, allowing users to earn up to 5.2% APY on assets such as EUR, BTC, ETH, and various stablecoins with daily compounding and immediate access.
“People want their money to grow without being tied up,” stated Ilya Stadnik, CEO of Clapp Finance. He emphasized that traditional banks offer minimal interest rates while many crypto products require locking up funds. The introduction of Flexible Savings is designed to change this dynamic, offering users a way to earn high yields while maintaining full control over their assets.
The main features of Clapp Flexible Savings include:
- High yield without lockups: Users can earn up to 5.2% APY and withdraw any amount at any time.
- Daily compounding: Interest accrues every 24 hours.
- Multi-asset support: The service supports a variety of assets, including EUR, USDC, USDT, BTC, and ETH.
- Secure and regulated: Assets are protected by Fireblocks, and Clapp Finance is a registered EU Virtual Asset Service Provider (VASP).
- Fully integrated: Users can manage their savings seamlessly within the Clapp Wallet, which also offers trading, credit lines, and portfolio management.
This launch represents a significant development in personal finance strategies for crypto users. The ability to earn yield while having liquidity allows for greater flexibility in financial planning, whether users are saving for emergencies or looking to grow idle capital. Currently, the APY rates are structured as follows:
- EUR, USDC, USDT: 5.2% APY
- Ethereum (ETH): 4.2% APY
- Bitcoin (BTC): 3.2% APY
The launch of Flexible Savings aligns with the explosive growth of the yield-bearing stablecoin sector, which has seen a remarkable 13x increase in less than two years. This trend highlights a shift in investor behavior as they seek reliable avenues for passive income outside of conventional financial systems.
Interested users can activate Clapp Flexible Savings quickly within the app, starting with as little as €10 or the equivalent in other currencies. As Clapp Finance continues to innovate, it plans to introduce Fixed Savings in the near future, providing even more options for users to manage and grow their wealth.
Founded in 2025, Clapp Finance aims to bridge the gap between centralized and decentralized finance, offering user-friendly tools for over 130 countries. For more information, users can follow Clapp Finance on social media platforms such as X and LinkedIn.
For media inquiries, contact Alicia Ktorides, PR & Communications Manager at [email protected] or visit Clapp Finance.
Disclaimer: This article is a sponsored press release and is intended for informational purposes only. It does not constitute financial advice, and readers are encouraged to conduct their own research before making any financial decisions.
