Clapp Finance has unveiled its multi-collateral credit lines, a significant innovation aimed at enabling cryptocurrency holders to access liquidity without needing to sell their assets. Announced on November 19, 2025, this offering caters to modern investors who seek ongoing access to cash or stablecoins, reflecting the surging demand for crypto-collateralized loans.
The new credit line product allows users to combine up to 19 different cryptocurrencies as collateral. Investors can manage their collateral actively, with the ability to add, remove, or swap assets even after funds have been drawn, all without the need to close their credit lines. This feature provides users with exceptional flexibility, ensuring continuous access to liquidity at any time.
Ilya Stadnik, CEO of Clapp, highlighted the shift in investor behavior, stating, “People want to use their crypto as financial fuel, not just hold it.” He noted that centralized finance (CeFi) lending has skyrocketed by nearly 150% since 2023, indicating a clear demand for more adaptable lending solutions. Stadnik emphasized that traditional lending models are outdated, offering rigid, one-size-fits-all terms. Clapp”s multi-collateral, multi-line credit approach is designed to empower users to optimize their collateral, access funds in either cash or stablecoins, and maintain control over their financial decisions.
The key features of Clapp”s credit lines include:
- Multi-collateral: Users can combine various cryptocurrencies as collateral and actively manage them without the need to close their credit line.
- Multi-line: The platform allows users to operate multiple credit lines simultaneously.
- Instant liquidity: Pre-approved funds can be accessed 24/7 in euros via SEPA or in stablecoins such as USDT and USDC.
- Pay-as-you-use interest: Interest is charged only on the amount of capital withdrawn, providing cost efficiency.
- Flexible repayment: Users can choose when and how much to repay, without fixed schedules.
- Integrated wallet and exchange: The platform offers a seamless way to manage portfolios, exchange assets, and handle credit lines.
For those ready to leverage their crypto holdings more effectively, Clapp Finance invites users to activate their crypto credit lines, promising financial agility without compromising on control.
Founded in 2025, Clapp Finance operates as an EU-based fintech company, delivering a comprehensive platform for cryptocurrency management. Its services include an integrated wallet, exchange functionalities, and multi-collateral credit lines, merging the best of centralized and decentralized finance for users across more than 130 countries.
For media inquiries, contact Alicia Ktorides, PR & Communications Manager at [email protected]. Further information can be found on Clapp”s official website at clapp.finance.
Disclaimer and Risk Warning: This article is a sponsored press release and is for informational purposes only. Crypto News Land does not endorse or take responsibility for any content, quality, products, or accuracy stated in this article. This content does not represent the views of Crypto News Land and is not intended for legal, tax, investment, or financial advice. Readers are advised to conduct their own research before making any significant financial decisions.
