The ninth annual Swell conference hosted by Ripple in New York City revealed significant trends in the blockchain space, particularly focusing on its growing importance in global finance. The event highlighted the transformation of blockchain from speculative projects to essential tools for financial operations, as noted in a report by Ripple.
A consensus emerged among speakers that blockchain technology has moved beyond pilot projects to full-scale implementation. Use cases such as on-chain finance and stablecoin transactions were emphasized, showcasing how digital assets are now providing concrete business advantages. Monica Long, President of Ripple, pointed to the adoption of Ripple solutions by institutions like Braza Bank and Zand Bank, which are utilizing these technologies to enable real-time payouts in U.S. dollars and broaden their market presence.
The discussions at the conference primarily revolved around the convergence of traditional finance (TradFi) and decentralized finance (DeFi). Key elements such as stablecoins, the tokenization of real-world assets (RWAs), and the custody of digital assets serve as critical links between these two sectors. Ripple”s USD stablecoin, RLUSD, has impressively surpassed $1 billion in market capitalization, facilitating international payments and foreign exchange settlements.
The year 2025 has been marked by a notable shift toward institutional adoption of cryptocurrencies. The emergence of new crypto-related initial public offerings (IPOs) and increasing demand for XRP through exchange-traded products (ETPs) underscore this trend. Industry leaders at Swell foresee corporate entities and treasury departments leading the next phase of crypto adoption.
Optimism regarding global regulatory advancements was present, though attendees called for more standardized practices across markets. The introduction of frameworks like Europe”s MiCA and the U.S. GENIUS Act were viewed as positive developments. However, speakers reiterated the need for coherent reporting and interoperable standards to facilitate mass adoption.
Ripple”s aggressive growth strategy, illustrated by six major acquisitions and a valuation of $40 billion, reflects its ambition to establish itself as a premier provider of blockchain infrastructure. Brad Garlinghouse, CEO of Ripple, expressed the company”s objective to be a comprehensive service provider for institutions looking to harness blockchain technology.
For more insights about the conference and Ripple”s initiatives, visit the official Ripple website.
