As Ethereum continues to be a leading cryptocurrency, many holders in 2026 are seeking ways to generate yield on their assets without resorting to staking networks or long-term commitments in decentralized finance (DeFi) protocols. Crypto savings accounts provide a straightforward alternative, offering predictable annual percentage yields (APY), daily payouts, and minimal management requirements.
This article reviews the top platforms available for earning ETH yield in 2026, focusing on Clapp, Nexo, Bitget, and Coinbase.
Clapp: Flexible Daily Yield with Instant Liquidity
Clapp centralizes ETH savings within its offerings, emphasizing user access, reliable returns, and daily interest accrual. Users can select between Flexible Savings, which provides complete liquidity, or Fixed Savings, where rates are secured at the time of deposit. The daily compounding feature in Flexible Savings enhances total returns over time, while Fixed Savings guarantees rates unaffected by market fluctuations.
The deposit process is uncomplicated, allowing users to track their savings growth through daily earnings. Additionally, Clapp accommodates EUR, stablecoins, and BTC, enabling ETH holders to diversify their yield strategies across different assets without complexity.
Nexo: Tier-Based Yields with Token Incentives
Nexo has established itself as a prominent platform for crypto interest accounts, providing daily interest on ETH holdings. The rates are determined by user loyalty tiers, which correlate with the quantity of NEXO tokens held in the account. By choosing to receive payouts in NEXO, users often unlock higher interest rates.
This tiered structure allows for flexibility but can lead to unpredictable returns, as maintaining tier eligibility impacts both yield and liquidity strategies for ETH holders.
Bitget: Earn Products for ETH Savings
Bitget offers ETH yield through its Earn products, which encompass both flexible and fixed-term options. The interest rates are subject to frequent changes based on liquidity demands and promotional activities. This platform appeals to traders who wish to earn yield without transferring funds away from their trading accounts.
However, the yields are contingent on market conditions, with fixed-term options not always available, requiring users to stay informed about current offerings.
Coinbase: Conservative ETH Rewards
Coinbase primarily offers ETH rewards through staking, although some regions may access simplified yield products. Compared to dedicated savings platforms, the yields on Ethereum from Coinbase tend to be conservative, making it a preferable choice for those who value a regulated environment over maximizing returns.
Users favoring institutional-grade custody and straightforward processes may find Coinbase appealing, although those seeking higher yields or more flexible options may perceive its offerings as limited.
Conclusion
In 2026, Ethereum holders have multiple avenues to earn daily yield, each presenting unique trade-offs regarding liquidity, transparency, and potential returns. For those prioritizing reliable daily yield with minimal complexity, Clapp emerges as the most accessible option for ETH savings.
This article serves as an informational resource and should not be construed as legal, tax, investment, or financial advice.
